Does consolidating credit card debt affect your credit score ucblogo online dating


You don’t want to start missing payments and end up with bad credit or turning to payday loans and no credit check loans.You might have heard of debt consolidation, and you’re wondering if consolidating your loans and credit cards helps your credit score.I see this often and most times the client never knew this would report as such.



Private student loans — obtained through a bank, credit union or online lender — tend to carry higher interest rates than federal loans.

Only take this consolidation route if you are confident you can remain disciplined and change your spending habits once you’ve combined the applicable debts.“Never, ever switch debt simply to have it with one lender because you think it makes it more manageable; that’s a falsehood and will cost you so much more in the long-run.


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